Privacy Policy

Aajpay (‘The Company’) recognizes the expectations of its customers with regard to privacy, confidentiality and security of their personal information. This policy governs the way in which personal data is collected, used, secured, stored, and disposed of responsibly.

Definitions

“Personal Information” means any information that relates to a natural person and that, directly or indirectly, can identify them.

“Sensitive Personal Data” includes the following:

• Password
• Bank / card / financial information
• Health condition
• Sexual orientation
• Medical records & history
• Biometric information
• Service-related data & lawful contract data

Information available in public domain or provided under RTI Act 2005 shall not be considered sensitive.

Applicability

This Policy applies to personal data collected directly from customers or via bank portals, mobile apps, or electronic communications, as well as data collected through browsers or servers.

Purpose of Collection & Use

The Bank collects personal and financial data only for specific business/legal purposes. No personal information will be shared for cross-selling or external marketing without consent.

Contact Information

For grievances or discrepancies related to your personal data, visit https://aajpay.in

Data Retention Policy

Data is retained for a period of 6 months unless legally required otherwise.

AajPay complies with the Information Technology Act 2000 and IT Rules 2011 to ensure your data privacy and security.